Oakland, MD 21550 47 Holy Cross

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Presented By: Railey Realty, Inc.
  • MLS# MDGA2010560
  • 10/24/2025
  • Request Tour
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  • Beds • 8
  • Full/Half Baths • 8 / 1
  • SQFT • 11,417
  • Garage • 3

Home Details

Luxury lakefront living at its peak. This 11,417 sq ft masterpiece sits on 1.65 acres in The Reserve at Holy Cross with 345 feet of Deep Creek Lake frontage and an engineered DNR-approved sea wall. Crafted in 2016, the home features timber-framed vaulted ceilings, wide-plank hardwood floors, and panoramic lake views from nearly every room. The commercial-grade kitchen anchors the main level with a sprawling island, Wolf range, and access to a four-season room that opens fully to the outdoors through custom bi-fold doors. The main-level primary suite spans nearly 900 sq ft with a private balcony, soaking tub, his-and-her vanities, and a massive walk-in closet. Enjoy five fireplaces, an indoor pool with fountains and a full bath, and three levels of outdoor living, including an outdoor kitchen, built-in hot tub with gazebo, outdoor shower, and deck drainage system to keep lower levels dry. Entertain with ease in the rec room with an industrial-style bar, climate-controlled wine cellar, and fully equipped gym. Three attached garages connect to a locker-style mudroom, with a lower-level garage ideal for a side-by-side or lake toys. Radiant heat, a whole-house generator, and three dock slips make this property as functional as it is flawless. A rare opportunity to own a true statement home in one of Deep Creek Lakes most prestigious communities. Call today for your private tour!
Presented By: Railey Realty, Inc.

Interior Features for 47 Holy Cross

Bedrooms

Bedrooms Count All Lower Levels2
Bedrooms Count All Upper Levels5
Bedrooms Count Lower Level 12
Bedrooms Count Upper Level 15
Main Level Bedrooms1
Total Bedrooms8

Bathrooms

Bathrooms Half Upper Level 10
Bathrooms Half Main Level1
Bathrooms Half Lower Level 10
Bathrooms Half All Upper Levels0
Bathrooms Half All Lower Levels0
Bathrooms Full Upper Level 14
Bathrooms Full Lower Level 13
Bathrooms Full All Upper Levels4
Bathrooms Full All Lower Levels3
Bathrooms Count Upper Level 14.00
Bathrooms Count Lower Level 13.00
Bathrooms Count All Upper Levels4
Bathrooms Count All Lower Levels3
Half Baths1
Total Baths9

Other Interior Features

LivingAreaSourceAssessor
Below Grade Unfin Area UnitsSquare Feet
Below Grade Unfin SQFT231
Below Grade Unfin SQFT SourceAssessor
Above Grade Finished Area7617
Above Grade Finished Area SourceAssessor
Above Grade Finished Area Unit TypeSquare Feet
BasementFully Finished, Walkout Level, Windows, Connecting Stairway
Basement (Y/N)Yes
Below Grade Finished Area3800
Below Grade Finished Area SourceAssessor
Below Grade Finished Area Unit TypeSquare Feet
Central Air Y/NYes
Fireplace FeaturesGas/Propane
Fireplace Y/NYes
FlooringHardwood
Heating FuelPropane - Owned
Heating Y/NYes
Hot WaterPropane
Interior AmenitiesCeiling Fan(s), Wet/Dry Bar, Wood Floors, Wine Storage, Floor Plan - Open, Window Treatments
Laundry TypeLower Floor, Main Floor, Upper Floor
Total Fireplaces3
Window FeaturesScreens

Other Rooms

Room TypeLiving Room, Dining Room, Primary Bedroom, Bedroom 4, Bedroom 5, Kitchen, Den, Foyer, Sun/Florida Room, Exercise Room, Laundry, Loft, Mud Room, Other, Office, Recreation Room, Utility Room, Bathroom 1, Primary Bathroo

Room Details for 47 Holy Cross

Bathroom 1

level Upper 1
description Flooring - Ceramic Tile

Bedroom 4

level Upper 1
description Flooring - HardWood

Bedroom 5

level Upper 1
description Ceiling Fan(s), Flooring - Carpet

Den

level Upper 1
description Flooring - HardWood

Dining Room

level Main
description Flooring - HardWood

Exercise Room

level Lower 1
description Ceiling Fan(s)

Foyer

level Main
description Flooring - HardWood

Full Bath

level Upper 1
description Flooring - Ceramic Tile

Full Bath # 2

level Lower 1
description Flooring - Ceramic Tile

Half Bath

level Main
description Flooring - HardWood

Kitchen

level Main
description Flooring - HardWood

Laundry

level Main
description Flooring - Ceramic Tile

Laundry # 2

level Upper 1
description Flooring - Ceramic Tile

Laundry # 3

level Lower 1
description Flooring - Ceramic Tile

Living Room

level Main
description Flooring - HardWood, Fireplace - Gas, Wet Bar

Loft

level Upper 1
description Flooring - HardWood

Mud Room

level Main
description Flooring - Ceramic Tile

Office

level Main
description Flooring - HardWood, Fireplace - Gas, Ceiling Fan(s)

Other

level Lower 1

Primary Bathroom

level Main
description Flooring - HardWood

Primary Bathroom # 2

level Upper 1
description Flooring - Ceramic Tile

Primary Bathroom # 3

level Upper 1
description Flooring - Ceramic Tile

Primary Bathroom # 4

level Upper 1
description Flooring - Ceramic Tile

Primary Bathroom # 5

level Lower 1
description Flooring - Ceramic Tile

Primary Bathroom # 6

level Lower 1
description Flooring - Ceramic Tile

Primary Bedroom

level Main
description Flooring - HardWood, Ceiling Fan(s)

Primary Bedroom # 2

level Upper 1
description Ceiling Fan(s), Flooring - HardWood

Primary Bedroom # 3

level Upper 1
description Flooring - HardWood

Primary Bedroom # 4

level Upper 1
description Ceiling Fan(s), Flooring - HardWood

Primary Bedroom # 5

level Lower 1
description Flooring - HardWood, Ceiling Fan(s)

Primary Bedroom # 6

level Lower 1
description Ceiling Fan(s), Flooring - HardWood

Recreation Room

level Lower 1
description Flooring - HardWood, Fireplace - Gas

Sun/Florida Room

level Main
description Ceiling Fan(s), Flooring - HardWood

Utility Room

level Lower 1

General for 47 Holy Cross

AccessibilityNone
Additional Parcels Y/NNo
AppliancesDryer, Washer, Cooktop, Dishwasher, Exhaust Fan, Freezer, Disposal, Microwave, Refrigerator, Extra Refrigerator/Freezer, Icemaker, Stove, Water Dispenser
Architectural StyleContemporary
Assoc Fee Paid PerAnnually
Association AmenitiesWater/Lake Privileges
Association Fee IncludesRoad Maintenance, Snow Removal, Trash
Bathrooms Count Main Level2.00
Bathrooms Full Main Level1
Body of WaterDEEP CREEK LAKE
CityOAKLAND
Condo/Coop Association fee Y/NNo
Construction MaterialsStone, HardiPlank Type
Cool FuelElectric
CoolingCeiling Fan(s), Central A/C
CountyGARRETT
DirectionsFrom 2 Vacation Way, take Rt 219S and turn left onto Sand Flat Rd. Turn left onto Boy Scout Road and then right onto Boy Scout Crosscut Rd. Turn left onto Holy Cross Dr and then right onto Holy Cross
DisclosuresProp Disclosure, Subject to Condo/HOA Docs
Full Baths8
Garage Spaces3.00
Garage Y/NYes
HOAYes
HOA Fee$2000.00
HeatingHeat Pump(s), Radiant, Zoned
Legal SubdivisionRESERVE AT HOLY CROSS
Levels3
Living Area11417
Location TypeLake
Lot Size Square Feet71438.00
Lot Size UnitsSquare Feet
New ConstructionNo
Other StructuresAbove Grade, Below Grade
OwnershipFee Simple
Patio/Porch FeaturesDeck(s), Balcony, Patio(s)
Pool FeaturesIndoor
PossessionSettlement
Price Per Sq Ft Total AG853.34
Property TypeResidential
School DistrictGARRETT COUNTY PUBLIC SCHOOLS
Security FeaturesElectric Alarm
Senior Community Y/NNo
SewerPublic Sewer
Standard StatusActive
StatusACTIVE
Structure TypeDetached
Subdivision NameRESERVE AT HOLY CROSS
Tax Annual Amount50098.0
Tax Assessed Value4569600.0
Tax Lot12
Tax Year2024
Total SQFT11648
Vacation Rental Y/NNo
ViewWater
Virtual TourClick here
Water Access Y/NYes
Waterfront FeaturesPrivate Dock Site
Year Built2016
Year Built SourceAssessor
ZoningLR

Exterior for 47 Holy Cross

# of Attached Garage Spaces3
Dock Type and FeaturesType A
Dock/Slip Conveys YNYes
Exterior AmenitiesHot Tub, Outside Shower
Foundation DetailsPermanent
Garage FeaturesGarage - Front Entry
Land Assessed Value832800.00
Land Use CodeR
Lot FeaturesPremium
Lot Size Acres1.64
Lot Size SourceAssessor
Navigable Water Y/NYes
Number of Docks1
Number of Slips3
Parking FeaturesPaved Driveway
PoolYes - Personal
Total Parking Spaces3
Type of ParkingDriveway, Attached Garage
Water Access FeaturesBoat - Powered, Canoe/Kayak, Fishing Allowed, Swimming Allowed, Private Access
Water Body TypeLake
Water Oriented Y/NYes
Water SourceWell
Water View Y/NYes
Waterfront Y/NYes

Additional Details

Price History

Schools

Elementary School Call School Board Elementary School
High School Southern Garrett High
Middle School Southern Middle School

Ebonie Whitley

Price $6,499,900
MLS#MDGA2010560
List Date 10/24/2025
Property Type Single Family
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